Ensuring equal healthcare access for all, irrespective of socio-economic backgrounds, by leveraging on multiple channels of funds.


Data indicates that a significant number of Nigerians are unable to afford basic quality healthcare, despite its classification as a fundamental human right. According to WHO, less than 10% of the Nigerian population has access to quality healthcare and a staggering 72% face financial hardship due to out-of-pocket healthcare expenses. These stark realities have far-reaching implications for the Nigerian economy.






Responding to this pressing need, SaltinGStein Limited, in collaboration with the State Health Insurance Schemes, has introduced the UHC Adoption Tree Project. This initiative aims to secure additional funding for the health insurance of vulnerable Nigerians under the State Health Insurance Schemes, with the ultimate goal of ensuring equal healthcare access for all, irrespective of socio-economic backgrounds, by leveraging a variety of funding sources.
The UHC Adoption Tree represents a robust health program intricately woven into a network of state health insurance agencies and promoters. By extending support to healthcare through this project, you can actively contribute to bridging the healthcare gap and transforming Universal Health Coverage into a tangible reality for Nigeria.
SaltinGStein Limited is a business and technology company focused on Mobile Financial Services in Africa. As part of its mission, SGS has initiated the innovative Health Finance Program, designed to aid governments in achieving Universal Health Coverage through tailored processes and business models. We proudly serve as a strategic business and technology partner to the Lagos State Health Management Agency (LASHMA).
Recognizing the crucial role of mandatory health insurance in Nigeria’s developmental trajectory, the National Health Insurance Agency (NHIA) emphasizes the necessity of providing financial assistance to enable unhindered access to quality healthcare. Hence, our guiding principle remains, ‘A Blossoming Future for Health and Well-Being.’
Via the Adoption Tree initiative for Universal Health Coverage, we have successfully broadened the scope of healthcare coverage to encompass additional states throughout Nigeria, thereby positively impacting the lives of thousands. By working in unison, we can further extend our influence, enroll more beneficiaries, and actively contribute to the nationwide achievement of universal health coverage.
Contribute to a better future for all

Our Mission

Our Vision

Value Proposition


United effort to help others
Dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit.
- Lorem ipsum dolor sit amet
- Consectetur adipiscing
- Tempor ididunt ut labore